TERMS AND CONDITIONS
Last Updated: November 11, 2026
Welcome to the Paper Plan-It website. These Terms & Conditions ("Terms") govern your use of www.paperplanit.com (the "Website") and the text messaging program offered by Paper Plan-It LTD ("we," "us," or "our"). By using the Website, you agree to these Terms. If you do not agree, please do not use the Website.
1. About Our Website
Paper Plan-It LTD is an accounting, bookkeeping, and payroll services company based in Baxter, Minnesota, serving businesses in the Brainerd Lakes area. The Website provides information about our services, including:
- Strategic CPA Partnerships
- Comprehensive Accounting Solutions
- Bookkeeping and Financial Oversight
- Payroll Management and Compliance
- QuickBooks Financial Training
- Financial Process Optimization
- Accounting and Payroll Platform Setup and Support, including QuickBooks, Gusto, and Xero
2. No Professional Advice or Client Relationship
Content on the Website is provided for general informational purposes only. It is not tax, accounting, legal, or financial advice and should not be relied on as a substitute for advice tailored to your circumstances.
Using the Website, submitting a contact form, or sending or receiving a text message does not create a client relationship. A client relationship is established only through a signed engagement letter or service agreement with Paper Plan-It LTD.
3. Client Portal and Online Payments
The Website links to a client portal and an online invoice payment page operated by third-party providers. Your use of those services is subject to the provider's own terms and privacy practices. You are responsible for keeping your portal login credentials confidential.
4. Acceptable Use
When using the Website, you agree not to:
- Use the Website for any unlawful purpose
- Submit false or misleading information
- Attempt to gain unauthorized access to the Website, client portal, or related systems
- Interfere with or disrupt the operation or security of the Website
- Copy, scrape, or reproduce Website content for commercial use without our written permission
5. SMS Terms of Service
- When you opt-in to the service, we will send you a message to confirm your signup. By opting into this service you can expect to receive responses to your inquiries, appointment confirmations and reminders, document and deadline reminders, invoice notifications, and service-related updates from Paper Plan-It LTD! Message and data rates may apply. Message frequency varies. Text "HELP" for help. Text "STOP" to cancel.
- You can cancel this service at any time. Just text "STOP" to opt out. After you send the message "STOP" to us, we will send you a reply message to confirm that you have been unsubscribed. After this, you will no longer receive messages from us. If you want to join again, just sign up as you did the first time and we will start sending messages to you again.
- If at any time you forget what keywords are supported, just text "HELP". After you send the message "HELP" to us, we will respond with instructions on how to use our service as well as how to unsubscribe.
- Carriers are not liable for delayed or undelivered messages.
- For all questions about the services provided by this number, you can send an email to tina@paperplanitltd.com or call 218-829-0635.
- Consent to receive text messages is not a condition of purchasing any goods or services. You may opt in by providing your mobile phone number and checking the optional SMS consent checkbox on our contact form.
- Our text messages will never ask for Social Security numbers, bank or card numbers, passwords, or financial documents. Please do not send sensitive information by text message. Use our client portal instead.
If you have any questions regarding privacy, please read our Privacy Policy.
6. Intellectual Property
The Website and its content, including text, graphics, logos, and design, are owned by or licensed to Paper Plan-It LTD and are protected by applicable intellectual property laws. Third-party product names, such as QuickBooks, Gusto, and Xero, are the property of their respective owners. You may view and print Website content for personal, non-commercial use only.
7. Third-Party Links
The Website may contain links to third-party websites, including our client portal, payment provider, and accounting software platforms. We are not responsible for the content, policies, or practices of third-party websites.
8. Disclaimer of Warranties
The Website and its content are provided "as is" and "as available," without warranties of any kind, express or implied. We do not guarantee that the Website will be uninterrupted, error-free, or that its content is complete or current.
9. Limitation of Liability
To the fullest extent permitted by law, Paper Plan-It LTD will not be liable for any indirect, incidental, consequential, or special damages arising from your use of, or inability to use, the Website or its content.
10. Governing Law
These Terms are governed by the laws of the State of Minnesota, without regard to its conflict-of-law principles.
11. Changes to these Terms
We may change these Terms from time to time. If we make changes, we will revise the "Last Updated" date at the top of these Terms. Continued use of the Website after changes are posted means you accept the revised Terms.
12. Contact Us
If you have any questions about these Terms, please contact us:
- Paper Plan-It LTD
- 13968 Cypress Drive, Baxter, Minnesota 56425
- Phone: 218-829-0635
- Email: tina@paperplanitltd.com